Dr. Richard S. Appel

Dr. Appel began his fascination with finance and the markets when he was in his teens. He consequently became and remains an avid student of both. He sold his optometry practice in 1980 after profiting from his precious metal, rare coin and gold stock investments. Prior to retiring, he was appointed to the New Jersey State Board of Optometrists by then Governor Brendan T. Byrne. He later was elected Chairman of the Board.  He is a noted rare coin expert, and was instrumental in developing the rare date Liberty Gold coin market from 1985-1995. He is passionate about learning and comprehending how all things in life work, and finding the truth in everything he contemplates. Dr. Appel believes this helps him enormously in his quest to understand and profit from the financial and economic markets and their cycles.

Dr. Appel was the editor and publisher of Financial Insights, a subscription based commentary on markets, finance and junior exploration companies.  While writing his monthly newsletter he was a prolific and widely read contributor to numerous hard money websites for his insightful thoughts and ideas. Presently, he is a rare coin broker and consultant with his company UniqueRareCoins.com.

Articles by Dr. Richard S. Appel

As counter-intuitive as it may seem to many, I believe the world-wide desirability to own the much, maligned US Dollar is destined to rise. To my mind, the recent upside break-out of the US Dollar Index is a major event and confirms my...
When gold rose from its $1,046 low last December, it was accompanied by motivating articles written by a plethora of excited gold analysts. Many of them unequivocally stated that gold’s long, grueling Bear Market had ended, and a new great...
Gold Exchange Traded Funds (ETFs) are among the American Public’s most popular methods to hold, trade or speculate in gold. They were first offered in the 1990’s. The largest, SPDR Gold Shares, began in 2004. The early ETFs encountered...
Double Tops or Double Bottoms often indicate an important change in price trends. In the case of a double top, it shows a price level at which much selling is generated. The buyers on the other hand are exhausted…and cannot generate...
Since the middle of December, gold has executed an impressive advance. It rose from $1047 to an inter-day high of $1263. Money is again flowing into the yellow metal in response to a confluence of positive technical indicators, continued...
United States equities have long been skating on thin ice. It appears they have finally collapsed through it, and are now treading water before sinking deeper. From an historical standpoint they have arguably been overpriced for most if...
We can all give many reasons why the gold price should be substantially higher. But reality trumps our reasoning, along with our wishes and desires. This is no more evident than in today's market for the precious yellow metal.
The melting point of gold is 1337.33 K (1064.18 °C, 1947.52 °F).