Precious Metals: In Season, In Reason, and Now Even More Golden

If you have ever felt the stress of trying to time an investment just right, you are not alone. Markets can feel like a game of musical chairs, except the music never really stops and there is always another chair. Precious metals, however, offer a rare sense of calm. Gold and silver are the pantry staples of the financial world, always there when you need to protect your purchasing power or park some cash for the long haul.

The Calm in the Storm

Gold and silver have outlasted empires, currencies, and fads. Their main job is to preserve value, not to dazzle with short term fireworks. For those looking for safety, there is never a bad time to own precious metals. Their role as a hedge and store of value means you can add them to your portfolio without losing sleep. Metals often move independently from stocks and bonds, providing a buffer against market volatility.

Why Not Shop When They Are in Season

Just as strawberries taste best in June, there are times when gold and silver are historically in season. Early July, as it turns out, is one of those moments. A look at the seasonal charts spanning 15, 25, and 57 years shows a familiar pattern. Prices tend to dip in early July, offering a potential entry point before the usual late summer and autumn rally. Across all timeframes, gold typically finds a bottom in early July, then rallies through August and into the fall. Silver’s price action is more dramatic, but the early July dip is clear, often followed by a robust late summer bounce. Entering at a seasonal low is not about chasing a quick buck, it is about giving yourself a little historical edge.

GOLD – 25 YEAR – SEASONAL

The Golden Upgrade: Tier 1 Status Arrives

As if the timing were not convenient enough, gold has just been granted a major upgrade in the financial world. As of July 1, 2025, gold is officially recognized as a Tier 1 high quality liquid asset (HQLA) under Basel III banking regulations. This means US banks can count physical gold at 100 percent of its market value toward their core capital reserves, putting it on par with cash and US Treasuries, and eliminating the old practice of marking it down by 50 percent as a Tier 3 asset.

This regulatory change is a seismic shift in how gold is perceived by the world’s financial institutions, validating what long term investors have known for years. Gold is real money, especially in times of uncertainty. With banks now able to treat gold as a zero risk reserve asset, institutional demand is expected to rise, further strengthening gold’s safe haven appeal. The alignment of gold’s seasonal low and its new Tier 1 status offers a rare double dip of opportunity for investors.

Fitting the Forecasts

This seasonal trend is not just a quirk of the charts. Many analysts predict a strong finish for precious metals in 2025, citing continued economic and geopolitical uncertainty. If the past is any guide, a run from July through December would fit neatly into these forecasts, giving today’s buyers a little extra reason to feel good about their timing. Upward momentum from July onward has been the rule, not the exception. Price predictions for gold and silver this year lean bullish, making a seasonal entry now even more compelling.

SILVER – 25 YEAR – SEASONAL

The Bottom Line

You do not need to obsess over perfect timing to benefit from gold and silver. Their true value is in long term protection and peace of mind. But when history, seasonality, and market forecasts all point to early July as a sweet spot, and gold itself just got a regulatory promotion, why not take advantage? Even the most timeless assets have their seasons, and right now, precious metals are ripe for the picking.

GOLD – 57 YEAR – SEASONAL

Courtesy of Neptune Global

********